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monsterpennypick.com (”website”) is not an investment advisory service, nor a registered investment advisor or broker-dealer and does not purport to tell or suggest which securities customers should buy or sell for themselves. The analysts and employees or affiliates of Website may hold positions in the stocks or industries discussed here. You understand and acknowledge that there is a very high degree of risk involved in trading securities. The website, the authors, the publisher, and all affiliates of website assume no responsibility or liability for your trading and investment results. Factual statements on the website, or in its publications, are made as of the date stated and are subject to change without notice. It should not be assumed that the methods, techniques, or indicators presented in these products will be profitable or that they will not result in losses. Past results of any individual trader or trading system published by website are not indicative of future returns by that trader or system, and are not indicative of future returns which be realized by you. In addition, the indicators, strategies, columns, articles and all other features of website products (collectively, the “Information”) are provided for informational and educational purposes only and should not be construed as investment advice. Examples presented on monsterpennypick.com’s website are for educational purposes only. Such set-ups are not solicitations of any order to buy or sell. Accordingly, you should not rely solely on the Information in making any investment. Rather, you should use the Information only as a starting point for doing additional independent research in order to allow you to form your own opinion regarding investments. You should always check with your licensed financial adviser and tax adviser to determine the suitability of any investment. THE MATERIALS PRESENTED BY monsterpennypick.COM ARE DESIGNED TO PROVIDE ACCURATE INFORMATION ALTHOUGH THERE MAY BE FACTUAL AND TYPOGRAPHICAL ERRORS: IT SHOULD IN NO WAY BE CONSTRUED AS A REPLACEMENT FOR QUALIFIED, PROFESSIONAL ADVICE. monsterpennypick.COM . AND/OR IT’S SUBSIDIARIES, AFFILIATES, AND REPRESENTATIVES ARE NOT ENGAGED IN RENDERING LEGAL, ACCOUNTING, OR OTHER PROFESSIONAL SERVICE. ALL INFORMATION PROVIDED IS SOLELY FOR EDUCATIONAL PURPOSES, AND YOU ARE ENCOURAGED TO SEEK INDEPENDENT ADVICE FROM A COMPETENT PROFESSIONAL PERSON IF LEGAL, FINANCIAL, TAX, OR OTHER EXPERT IF ASSISTANCE IS REQUIRED. monsterpennypick.COM . AND OTHER POSTERS MAY HAVE POSITIONS IN THE STOCKS MENTIONED, WHICH MAY CHANGE AT ANY TIME, NONE OF THIS IS AN OFFER TO BUY OR SELL ANY SECURITY. THE RISK OF LOSS IN STOCK MARKET TRADING AND/OR OPTION TRADING CAN BE SUBSTANTIAL. YOU SHOULD, THEREFORE, CAREFULLY CONSIDER YOUR CIRCUMSTANCES AND FINANCIAL RESOURCES WHEN DECIDING WHETHER SUCH FORMS OF TRADING ARE SUITABLE FOR YOU. monsterpennypick.COM . SPECIFICALLY DISCLAIMS ANY PERSONAL LIABILITY, LOSS OR RISK INCURRED AS A CONSEQUENCE OF THE USE AND APPLICATION, EITHER DIRECTLY OR INDIRECTLY, OF ANY INFORMATION PRESENTED BY monsterpennypick.COM . THROUGH CLASSES, WEB SITES, WRITTEN MATERIALS, AND ANY OTHER FORM, TRANSMITTED VIA ANY MEDIUM. In considering whether to trade, you should be aware of the following points: The national securities markets are extremely efficient and competitive. Successful trading typically requires skill and discipline as well as experience and knowledge of the capital markets. There is no guarantee that you will be successful in implementing your investment strategy. A substantial number of traders will not be successful. Moreover, changes in market structure and competitive conditions also may affect your continued success. Only risk capital should be used for trading. Market structure and competitive changes in the markets may cause formerly successful traders to become less successful. Trading can involve a volume of activity. Each trade generates a commission and the total commissions on such trading can be in excess of any earnings. Persons who are new to trading should strictly limit both the number of trades they do and the size of their trades to reduce the risk of large dollar losses during the learning process. Trading activity may result in losses that can exceed 100% of your initial capital. You are solely responsible for any losses in your account. Placing contingent orders, such as “stop-loss” or “stop-limit” orders, will not necessarily limit your losses to the intended amounts, since market conditions may make it impossible to execute such orders. Similarly, using “market orders” can be very risky, since large gaps can occur in price movements of active stocks. Under certain market conditions, you may find it difficult or impossible to liquidate a position quickly at a reasonable price. This can occur, for example, when the market for a stock suddenly drops, or if trading is halted due to recent news events or unusual trading activity. The more volatile a stock is, the greater the likelihood that problems may be encountered in executing a transaction. In addition to normal market risks, you may experience losses due to system failures. The firm and its clearing broker rely upon sophisticated software and hardware to execute transactions, which are subject to failure due to a variety of factors. Among other events, you may experience losses due to: system crashes during both peak and low volume periods; the loss of orders and, delayed, conflicting and inaccurate confirmations on orders or cancellations that you initiate. The use of any margin or leverage in an account can work against you as well as for you. Leverage can lead to large losses as well as gains. You may sustain a total loss of the initial margin funds and any additional funds that you deposit with your broker to establish or maintain a position, and you may incur losses beyond your initial investment. If the market moves against your position, you may be called upon to deposit a substantial amount of additional margin funds, on short notice, in order to maintain your position. If you do not provide the required funds within the time required, your position may be liquidated at a loss, and you will be liable for any resulting deficit in your account. You should consult your broker concerning the nature of the protections available to safeguard funds or property deposited in your account. ALL OF THE POINTS NOTED ABOVE APPLY TO BOTH STOCK AND OPTION TRADING OF DOMESTIC EQUITY SECURITIES. THE RISK OF DAY TRADING AND/OR OPTION TRADING MAY BE SUBSTANTIAL. THIS BRIEF STATEMENT CANNOT DISCLOSE ALL THE RISKS AND OTHER ASPECTS OF TRADING. ONLY RISK CAPITAL SHOULD BE USED FOR TRADING. monsterpennypick.COM .’s web sites and all Content and online support services are designed to create a forum which can help readers for educational purposes only. This information is provided by our staff, other contributors, and subscribers, many of whom use anonymous screen names and are people we may not know. As such, we recognize that people sometimes post messages or make statements in our chat rooms that are misleading, deceptive, or downright wrong. They may do this unintentionally or, sad to say, intentionally. The U.S. Securities and Exchange Commission recognizes this and has published information on various Cyberfraud that they have seen. The NASDR has provided its own insights into how to invest carefully in this new, electronic world and NASAA also provides tips on how not to fall prey to online investment schemes. 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We disclose any and all compensation received in addition to the source of any compensation from companies profiled or mentioned on our site in accordance with section 17(b) of the Securities Act of 1933. We are fully transparent with our compensation disclosure, our past and current compensation for providing investor relations, public relations, business marketing, corporate communication services or commercial advertising. ------------------------------ -----------------------------------------------------------------------------------This compensation constitutes a conflict of interest as to our ability to remain objective in our communication regarding the subject website. monsterpennypick, its affiliated members and its management are not registered investment advisers or broker/dealers. Its affiliated entities and websites might be compensated and will be disclosed all compensation on that given entity. monsterpennypick.COM ., its affiliated members and its management make no recommendation that the purchase of securities of companies profiled or otherwise mentioned in this website is suitable or advisable for any person or that an investment such securities will be profitable. In general, given the nature of the companies profiled and the lack of an active trading market for their securities, investing in such securities is highly speculative and carries a high degree of risk. Most of the companies covered provide compensation for profile coverage, and that can be found at the lower portion of this web page. monsterpennypick.com, from time to time, purchase, sell or hold securities in the open market that are not necessarily affiliated with our profiled clients. The assembled information disseminated by monsterpennypick.com, its affiliated members and its management is for information purposes only, and is neither a solicitation to buy nor an offer to sell securities. Please be sure to contact your investment professional and always conduct extensive investment research and due diligence. Investors should not rely on the information given by monsterpennypick.COM ., its affiliated members and its management to make investment decisions. Rather, investors should use the information only as a starting point to do additional independent research so that the investor is able to make his or her own investment decision. This web site, random alerts, Internet messages, monsterpennypick.COM ., its affiliated members, its management and email alerts contain “forward looking statements” within the meaning of Section 27A of the Securities Act of 1933 and Section 21B of the Securities Exchange Act of 1934. Any statements that express or involve discussions with respect to predictions, expectations, beliefs, plans, projections, objectives, goals, assumptions or future events or performance are not statements of historical fact and may be “forward looking statements.” Forward looking statements are based on expectations, estimates and projections at the time the statements are made that involve a number of risks and uncertainties which could cause actual results or events to differ materially from those presently anticipated. Forward looking statements in this action may be identified through the use of words such as “expects”, “will,” “anticipates,” “estimates,” “believes,” or statements indicating certain actions “may,” “could,” or “might” occur. Never invest into a stock discussed on or mentioned by this web site or monsterpennypick.COM ., its affiliated members and its management’s email alerts unless you can afford to lose your entire investment. The penny market is very risky due to its extreme volatility. Any reference in the newsletter to past performance(s) of companies previously profiled in the newsletter(s) are specially selected to be referenced based on the favorable performance of said companies and the companies referenced may not be representative of all past profiles as not all past profiles have performed as well. Please remember that past performance does NOT predict future results. Factual information on this website is obtained from public filings and other sources deemed to be reliable; however, we take no responsibility for verifying the accuracy of such information and make no representation that such information is accurate or complete. monsterpennypick.COM ., its affiliated members and its management, may profile companies trading in fast moving, highly volatile markets, and any viewer of monsterpennypick.COM ., its affiliated members and its management, web site, newsletter or online post should observe the trading behavior of any profiled website prior to investing. monsterpennypick.COM ., its affiliated members and its management, selections are primarily intended for short term momentum trading and carry a high degree of risk. Past performance of monsterpennypick.COM ., its affiliated members and its management, is not indicative of future results. In making selections monsterpennypick.COM ., its affiliated members and its management , may make use of any public information including but not limited to website issued press releases, SEC filings, brokerage reports, newspapers, magazines, journals, electronic databases on the web, electronic message board postings on the web and other research sites. monsterpennypick.COM ., its affiliated members and its management, attempts to verify the accuracy of the information contained in said resources, but does not represent or warrant the accuracy contained in these resources. Investors should, at no time, rely solely on the information contained in monsterpennypick.COM . and are urged to research profiled companies on their own, and make their own investment decision. Factual statements on this web site or the Newsletter sent to subscribers are made as of the date stated and are subject to change without notice. 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All Content and/or services are provided “as is” without warranty of any kind, either express or implied, including, without limitation, any warranty for information, data, services, uninterrupted access, or products or services provided through or in connection with monsterpennypick.COM .’s Web site. This disclaimer of liability applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, or use of record, whether for breach of contract, tort, negligence, or under any other cause of action. You agree that you bear responsibility for your own investment research and investment decisions, and that monsterpennypick.COM . shall not be liable for any decision made or action taken by you or others based upon reliance on news, information, or any material published by monsterpennypick.COM .. All information provided on monsterpennypick.COM .’s Web site, Content and services is to be used on an “as is, with all faults” basis. monsterpennypick.COM . relies on various sources of information that we believe to be accurate and reliable. However, monsterpennypick.COM . makes no claims or representations with regard to the accuracy, completeness, or truth of any material contained herein. Neither any of the information, nor any opinion expressed anywhere in monsterpennypick.COM .’s Web site, Content or services constitutes a solicitation or recommendation to purchase or sell a security, or an option on a security, or to provide investment/financial advice. Always verify information with your stockbroker or financial advisor before making a trade or acting on such information. We will not be liable for any errors or delays in the Content or any action taken based thereon. 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This Agreement, your rights and obligations, and all actions contemplated by this Agreement shall be governed by the laws of the United States of America and the state of Delaware (except with respect to choice of law), as if the Agreement were a contract wholly entered into and wholly performed within the state of Delaware. Forward Looking Statements. Information in our emails and on monsterpennypick.com will contain "forward looking statements" as defined under Section 27A of the Securities Act of 1933 and Section 21B of the Securities Exchange Act of 1934. An example of forward-looking information are statements relating to the future anticipated direction of the industry, plans for future expansion, various business development activities, planned capital expenditures, future funding sources, anticipated sales growth and potential contracts. These and similar forward statements are subject to a number of known and unknown risks and uncertainties outside our control that could cause actual operations or results to differ materially from those anticipated. The cautionary statements made in this document should be read as being applicable to all related forward-looking statements wherever they appear on monsterpennypick.com or in other communications. We encourage you to visit the Securities Exchanges Commission Web site http://www.sec.gov and read about how to avoid Internet Scams and other valuable information. monsterpennypick.com is 100% transparent with all operations, compensations, we hold a high level of professionalism and discloses all compensation on our premier corporate communication services. This disclaimer may change from time to time without notice.

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